Scams in Waterloo At the Waterloo Police Department we have seen a rise in fraud reports, more commonly known as “scams”. You may be contacted by a person through the mail, phone or internet (e-mail) and are asked to send money for something you may have won, it’s probably a scam. For example if you won the lottery from another country that you have not played or won a car you didn’t sign up to win. These are scams. Scams are happening all over on the internet through Craigslist and through e-mails. A scammer may call you using a reputable company’s name like Reader’s Digest or Publisher’s Clearing House and provide you with false information. All “scams” (frauds) are similar in which you receive a check or money order in the mail advising you to cash it and keep a portion of it for your time and send the remaining amount back to them. Normally the scammer will want you to cash the check as fast as you receive it and send them money back in the form of Western Union, Green Dot Money Packs, check or other form of payment. When this happens it does not give you enough time to think about what is happening with your money and does not give enough time for the check to clear your bank. When the check finally clears your bank, your money is gone and the check was not good to begin with. Anytime you deposit a check, request the bank to contact you when the check has cleared to ensure the proper funding is there. Please don’t send money immediately when you receive the check from a person, unless your bank advises you the check is valid. When scammers contact you they will try to pressure you into sending money to them immediately. If you have internet access, you can find more information at Wisconsin’s Department of Justice website: If you have any questions about a possible scam you can contact the Waterloo Police Department at 920-478-2343.